To be able to succeed against competitors, strategies need to be effective. This requires the highest expertise: a clear view of what worked before, what still works, and what could work tomorrow. We develop business models of banks, Sparkassen and financial institutions - across all customer segments - from idea to execution. And compliant with MaRisk, authority and accounting standards! Together with highly professional communication and change management - whether in business, in political and public realms or in the media. And as a result, our customers are more successful - at the top of intercompany comparisons!
For strategic positioning and sustainable profits there’s only one thing for us regional financial institutions to do: Be better than the rest! The experts from 4P understand Sparkassen better than anyone. Really bring new ideas. And furthermore, they have a first-class insight into the expectations of the financial authorities and consumer protection bodies. That’s all a huge help: For this reason, top marks for our work together in the last nine years.“
In five different business fields, from bank, across independent retailers, agricultural technologies and farming to energy, one of the largest business activities in northern Germany and setting up a business, you need real professionals, who can not only be sparring partners in a wide range of areas, but also providers of momentum and solutions. From A for “Authorities’ questions” via M for “MarktserviceCenter“ to Z for “Zinsbuchsteuerung“ (interest rate book management). That’s what we get from 4P - and that makes us very confident for overcoming future challenges
The team around Bernd Nolte is an immeasurably valuable partner for us, from the development of forward-looking strategies, through the education and development of our management team, to the concrete implementation of procedure models in practical terms. For this reason in our flowery language we like to call them “the borrowed brains”. And we are looking forward to a successful continuation of our working together with them.